Insurance

I am not a provider for any insurance companies, therefore, my services are considered out-of-network.  With out-of-network providers there is no guarantee that your insurance carrier will accept my credentials, authorize treatment, or allow the number of visits you wish to have.
Nevertheless you are responsible for the full payment as agreed.
I am not a Medicare provider.  If you are eligible for Medicare you must sign a waiver and agree to NOT bill Medicare for services.  Self-pay at a negotiated rate will be discussed.

​Before the first session, please, call your insurance carrier to ask the following questions:

1. Do they reimburse for out-of-network behavioral health services?
2. What is my coverage for behavioral health services?
3. Are there any limitations to coverage, e.g., number of sessions allowed annually?
4. What is the reimbursement for a Licensed Mental Health Counselor (LMHC) in zip code 10538 with a fee of $250.00 for CPT Code 90834, a 50 minute session, and $375.00 for CPT Code 90837, the initial intake session?
5. Sometimes they ask for a National Provider Identification number, NPI#1942217740.

If you have a Health Savings Account with your employer your fees for Mental Health treatment may be covered.
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Non-reimbursed medical expenses are tax deductible to some extent according to IRS regulations.  Please, consult your tax adviser about how this may apply to your payments for Mental Health treatment.

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Fees

​$375.00 for the initial 75 minute intake session.
$250.00 for subsequent 50 minute sessions.
If you do not have or choose not to use insurance I will negotiate fees.
​Payment is due at the time of each session.  You may use cash, check, Zelle, and credit card.
                                                        GOOD FAITH ESTIMATE  
Clients who do not have or are not using insurance have the right to receive a Good Faith Estimate of the expected charges for psychotherapy services before or at any time during treatment.
If you receive a bill that is at least $400.00 more than your Good Faith Estimate you can dispute the charges.
Save a copy of your Good Faith Estimate
For questions and/or more information about your rights visit: www.cms.gov/nosurprises
or call 800-368-1019

​As of July 16, 2022 The National Suicide Prevention Hotline is 988.

• Veterans, dial 988 and press 1 for dedicated support for those who served in our armed forces,
• The National Suicide Prevention Text Line (741-741 text TALK), and
• The original lifeline number (800) 273-8255 is still available

988 is a free service available to everyone. You can contact 988 by chat, text, or phone. Access support in Spanish by pressing 2. Interpretation services are available in over 150 languages.