Peg Cozzi, Ed.D
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Insurance and Fees

Insurance

I am not a provider for any insurance companies, therefore, my services are considered out-of-network.  With out-of-network providers there is no guarantee that your insurance carrier will accept my credentials, authorize treatment, or allow the number of visits you wish to have. Nevertheless you are responsible for the full payment as agreed.
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Before the first session, please, call your insurance carrier to ask the following questions:
  1. Do they reimburse for out-of-network behavioral health services?
  2. What is my coverage for behavioral health services?
  3. Are there any limitations to coverage, e.g., number of sessions allowed annually?
  4. What is the reimbursement for a Licensed Mental Health Counselor (LMHC) in zip code 10538 with a fee of $195.00 for CPT Code 90834, a 50 minute session, and $290.00 for CPT Code 90791, the diagnostic evaluation session?
  5. Sometimes they ask for a National Provider Identification number, NPI#1942217740.
If you have a Health Savings Account with your employer your fees for Mental Health treatment may be covered.
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Non-reimbursed medical expenses are tax deductible to some extent according to IRS regulations.  Please, consult your tax adviser about how this may apply to your payments for Mental Health treatment.

Fees

​$290.00 for the initial 75 minute intake and diagnostic evaluation session.
$195.00 for subsequent 50 minute sessions.
If you do not have or choose not to use insurance I will negotiate fees.
​Payment is due at the time of each session.  You may use cash, check, credit card and Zelle.

Dr. Peg Cozzi

drpeg@pegcozzi.com

​914-834-0021
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  • Home
  • About Me
  • SERVICES
  • Insurance & Fees
  • Contact
  • Blog